Some hints on how to survive the economic downturn

If you’re one of the many people who have decided to delay your retirement for a few years, here are some suggestions that may help to safeguard your funds, keep you employed and assist you to achieve a happy and secure retirement, when you decide that the time is right.

While economists are forecasting a wide variety of outcomes, it is safe to assume that things will get tougher before they get better.

The first priority, which you have some control over, is to maintain your income, while your investments recover. If you want to stay employed in your current organisation, or get another job, you need to be a valued employee – someone that management will retain, even if staff are…